Voluntary Life
Employee
- $10,000 increments
- Maximum up to 5x salary up to $1,000,000
- Guarantee issue up to 3x salary up to $150,000
Spouse
- $5,000 increments
- Maximum is up to 50{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} of employee coverage with maximum of $100,000
- Guarantee issue up to $50,000
Children
- Guarantee issue if 6 months to age 19 or age 25 if full time student up to $10,000 coverage
- Guarantee issue if 14 days to 6 months
- $250 coverage
Bi-Weekly Premium Rates:
Based on per $1,000 coverage
| Age | Employee | Spouse |
| Up to 24 | $0.0000332 | $0.0000332 |
| 25-29 | $0.0000332 | $0.0000332 |
| 30-34 | $0.0000434 | $0.0000434 |
| 35-39 | 0.0000535 | $0.0000535 |
| 40-44 | $0.0000660 | $0.0000660 |
| 40-44 | $0.0000965 | $0.0000965 |
| 50-54 | $0.0001777 | $0.0001777 |
| 55-59 | $0.0002792 | $0.0002792 |
| 60-64 | $0.0004495 | $0.0004495 |
| 65-69 | $0.0008377 | $0.0008377 |
| 70-99 | $0.0013505 | $0.0013505 |
| Dependent Child | $0.92 |
Calculate Your Bi-Weekly Premium
Multiply the premium rate by the amount of coverage you purchase for yourself or your spouse.
Resources
Voluntary Accidental Death & Dismemberment (AD&D)
Employee
- Up to salary purchased in $10,000 increments
- Maximum cannot 4x salary or $1,000,000
Family AD&D
- Purchase as {2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} of employee coverage
- Spouse only = 50{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} employee amount of coverage up to $100,000
- Child(ren) only = 20{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} of employee amount of coverage up to $25,000
- Spouse and child(ren) = 40{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} of employee amount of coverage up to $100,000
Bi-Weekly Premium Rates:
| Coverage Amount | Employee | Family |
| $10,000 | $0.14 | $0.22 |
| $200,000 | $2.76 | $4.44 |
| $500,000 | $6.90 | $11.10 |
| 1,000,000 | $13.80 | $22.20 |
Resources
Voluntary Accident
This coverage pays a lump sum if you suffer a covered injury as the result of an accident.
| Benefit Type | MetLife Pays You |
| Fracture | $100 – $6,000 |
| Dislocation | $100 – $6,000 |
| 2nd & 3rd Degree Burns | $100 – $10,000 |
| Concussions | $400 |
| Cuts/Lacerations | $50 – $400 |
| Eye Injuries | $300 |
| Ambulance | $300 – $1,000 |
| Non-Emergency Care | $50 |
| Emergency Care | $50 – $100 |
| Inpatient Surgery | $200 – $2,000 |
Bi-Weekly Premium Rates:
| Coverage Type | Premium |
| Employee Only | $3.61 |
| Employee + Spouse | $6.72 |
| Employee + Child(ren) | $7.84 |
| Family | $9.82 |
Resources
Critical Illness
This coverage pays you a lump sum upon diagnosis of a critical illness.
| Covered Condition | Initial Benefit |
| Full Benefit Cancer | 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
| Partial Benefit Cancer | 25{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
| Heart Attack | 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
| Stroke | 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
| Coronary Artery Bypass Graft | 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
| Kidney Failure | 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
| Alzheimer’s Disease | 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
| Major Organ Transplant | 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} |
How does this work?
| Illness –Covered Condition | Payment | Total Benefit Remaining |
| Heart Attack – First Diagnosis | Initial Benefit Payment of $15,000 or 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} | $30,000 |
| Heart Attack –Second Diagnosis | Recurrence Benefit Payment of $15,000 or 50{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} | $15,000 |
| Kidney Failure –First Diagnosis (3 years later) |
Recurrence Benefit Payment of $15,000 or 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} | $0 |
Resources
Auto & Home
- Save up to 100{2a9c6285b46b0a9192a2970787353a266f6e8416ad070f6ca5077981e4e408af} right away
- Qualify for group discount
- Receive extra savings based on tenure
- Save with MetLife’s superior driver discount
- Earn multi-vehicle savings
- Underwritten by MetLife
Voluntary Life
- Access to a nationwide network of more than 14,000 attorneys
- Estate planning
- Identity theft defense
- Document review
- Family law, including adoption and name change
- Available for all members of your family
